Saudi Arabia Cards and Payments Market Outlook to 2023
Increasing Penetration of Islamic Credit Cards Coupled with Rising Preference for Online Shopping to Drive Market Growth
September 2019
156
About the Report
About the Report
- By Payment Type(Interbank Payments, Customer Payments, Others)
Paper Clearing Market
- By Type of Cheques(Commercial and Personal Cheques and Interbank Cheques)
- By Region
Credit Cards Market
- Number of Cards in Circulation,
- Number of Transaction
- Transaction Volume
- Segmentation By Type(Personal and Commercial)
- Revenue Stream in Credit Card
- Credit Card Details by Major Issuers
- Regulations and Requirements for Credit Cards
- Competition Scenario by Issuers and Operators
- By Number of Cards in Circulation
- By Payment Transaction Volume
- Future Projections
Debit Cards Market
- Number of Cards in Circulation,
- Number of Transaction
- Transaction Volume
- Revenue Stream in Debit Card
- Competition Scenario by Issuers and Operators
- By Number of Cards in Circulation
- By Payment Transaction Volume
- Future Projections
Time Period Captured in the Report:
- Historical Period: 2013-2018
- Forecast Period: 2018-2023
Banks Covered:
- National Commercial Bank
- Saudi Arabia British Bank
- SAMBA Financial Service
- Riyad Bank
- Al Rajhi Bank
- Arab National Bank
Key Topics Covered in the Report
- Saudi Arabia Payments Landscape
- SARIE Market
- Paper Clearing Market
- Payment Cards Stakeholders
- Digital Phase in Saudi Arabia
- Credit Cards Market Size
- Credit Cards Market Segmentation
- Revenue Stream in Credit Card System
- Islamic Banking
- Regulations and Requirements for Credit Cards
- Competition Scenario in Credit Cards Market
- Debit Cards Market Size
- Debit Cards Market Segmentation
- Revenue Stream in Debit Card System
- Competition Scenario in Debit Cards Market
- Snapshot on Prepaid Card Market
- Snapshot on Charge Card Market
- Trends and Developments
- Issues and Challenges
- Analyst Recommendations
Products
Products
SARIE Market
- By Payment Type(Interbank Payments, Customer Payments, Others)
Paper Clearing Market
- By Type of Cheques(Commercial and Personal Cheques and Interbank Cheques)
- By Region
Credit Cards Market
- Number of Cards in Circulation,
- Number of Transaction
- Transaction Volume
- Segmentation By Type(Personal and Commercial)
- Revenue Stream in Credit Card
- Credit Card Details by Major Issuers
- Regulations and Requirements for Credit Cards
- Competition Scenario by Issuers and Operators
- By Number of Cards in Circulation
- By Payment Transaction Volume
- Future Projections
Debit Cards Market
- Number of Cards in Circulation,
- Number of Transaction
- Transaction Volume
- Revenue Stream in Debit Card
- Competition Scenario by Issuers and Operators
- By Number of Cards in Circulation
- By Payment Transaction Volume
- Future Projections
Companies
- National Commercial Bank
- Saudi Arabia British Bank
- SAMBA Financial Service
- Riyad Bank
- Al Rajhi Bank
- Arab National Bank
Table of Contents
Table of Contents
1.1Market Size and Overview
1.2Market Segmentation for Credit cards
1.3Competitive Analysis
1.4Future Projections
2. Research Methodology
2.1. Market Definitions
2.2. Abbreviations
2.3. Market Size and Modeling
Consolidated Research Approach
Market Sizing Saudi Arabia Card Market
Variables (Dependent and Independent)
Multi Factor Based Sensitivity Model For Card Payments Market
Multi Factor Based Sensitivity Model For Debit Card Market
Regression Matrix- Card Market By Transaction Volume
Limitations-Credit Card Market By Transaction Volume
Conclusion- Card Market
3. Saudi Arabia Payments Market Overview (Economic Overview, Middle East Comparison, Digitization in Financial Industry, Oil Price Impact on the KSA Cards and Payments Market, Payment Split by Channel, SARIE, Paper Clearing Market, Cards and Payments Market and Expected Economic Growth)
4. Saudi Arabian Riyal Interbank Express - SARIE
4.1. Introduction to SARIE (Overview, Genesis, Key Features, Target Audience and Objectives)
4.2. Value Chain Analysis
Charges and Minimum Required Balance
Flow of Funds from Bank A to Bank B
SARIE Features and Benefits
4.3. Market Size on the Basis of Number and Volume of Transactions, 2012-2018
4.4. Market Segmentation, 2012-2018
4.4.1. Type of Transactions (Customer Payments, Interbank Payments and Others, 2012-2018
4.5. Regulations
5. Saudi Arabia Paper Clearing Market
5.1. Paper Clearing Market Overview and Genesis / Introduction (How all paper-based payment instruments such as cheques work in the KSA)
5.2. Value Chain Analysis
Settling of Funds
Time Taken for Clearing Process
Institutional Framework
Pricing
5.3. Market Size on the Basis of Number of Transactions and Transaction Volume, 2012-2018
5.4. Market Segmentation, 2012-2018
5.4.1. Type (Commercial & Personal Cheques and Interbank Cheques), 2012-2018
5.4.2. Regions (Riyadh, Jeddah, Dammam, Makkah, Almadinah, Buraydah, Abha, Ta'if, Tabuk and Jazan), 2018
5.5. Penalty for Bounced Cheques
6. Saudi Arabia Cards Payments Market
6.1. Stakeholders / Ecosystem
6.1.1. Card Issuer Side
6.2. Digital Phase in Saudi Arabia (Overview, SAMA, Use of POS Terminals, Use of Credit Card and Strategies)
7. Operating Model of Saudi Arabia Payment Cards Market (Business Model and Payment Car Transaction Flow Structure)
8. Credit Card Market in Saudi Arabia
8.1. Credit Cards Payments Market Size on the Basis of Number of Cards in Circulation, Number of Transactions and Transaction Volume as at 31st December 2013 - as at 31st December 2018
Number of Credit Cards in Circulation, as at 31st December 2013 - as at 31st December 2018
Credit Card Transaction Volume, as at 31st December 2013 - as at 31st December 2018
Credit Card Average Value of Transaction, as at 31st December 2013 - as at 31st December 2018
8.2. Revenue Streams in a Credit Card System
8.3. Revenue Stream and Requirements for American Express Credit Cards
8.4. Market Segmentation, as at 31st December 2013 - as at 31st December 2018
8.4.1. Type (Personal Credit Cards and Commercial Credit Cards), as at 31st December 2013 - as at 31st December 2018
9. Comparative Landscape in Saudi Arabia Credit Cards Market
9.1. Competition Scenario
9.2. Market Share of Major Credit Card Issuers by Number of Cards in Circulation, 2013-2017
Number of Credit Cards in Circulation, 2013-2017
9.3. Market Share of Major Credit Card Issuers by Transaction Volume, 2013-2017
Transaction Volume By Issuer, 2013-2017
9.4. Market Share of Major Credit Card Operators by Number of Cards in Circulation, 2013-2017
9.5. Market Share of Major Credit Card Operators by Transaction Volume, 2013-2017
10. Credit Card Details for Top Banks (Annual Fee, VAT 5% on Fee, Total Charged, Cash Withdrawal, Cash Withdrawal Commission, Transaction Amount, Conversion Rate, FX Mark-Up 2.75, VAT 5% on Forex Markup, Annual Membership Fee, Annual Percentage Rate, Late Payment, Cash Withdrawal Fee, Additional fee on non-Saudi Riyal transactions/ International, Replacement Card, Credit Shield (Optional), VIP airports lounges access fee (Lounge Key) and Target Audience)
10.1. National Commercial Bank
10.2. Riyad Bank
For Conventional Cards
For Islamic Cards
Virtual Credit Card by Riyad Bank
Charge-It Credit Card by Riyad Bank
10.3. Saudi Arabia British Bank (SABB)
10.4. Arab National Bank
11. Islamic Banking
11.1. Islamic Banking Overview (Terms and Conditions and Cross Comparison between Islamic and Conventional Credit Cards Including Interest Fee, Shariah Compliant, Compounding Factor, Early Payment Rebate, Non Permissible Transaction Filtering, Takaful Coverage and Zakat Payment Acceptance)
12. Regulations and Requirements for Credit Cards
12.1. Regulations and Requirements Related to Credit Cards in Saudi Arabia
13. Saudi Arabia Credit Card Market Future Outlook and Projections, 2019E- 2023E
13.1. By Number of Cards in Circulation, Number of Transactions and Transaction Volume, 2018-2023
14. Debit Card Market in Saudi Arabia
14.1. Debit Card Payments Market Size on the Basis of Number of Cards in Circulation, Number of Transactions and Transaction Volume
Number of Debit Cards in Circulation as at 31st December 2013 - as at 31st December 2018
Debit Card Number of Transactions as at 31st December 2013 - as at 31st December 2018
Debit Card Transaction Volume as at 31st December 2013 - as at 31st December 2018
Debit Card Average Value of Transaction as at 31st December 2013 - as at 31st December 2018
14.2. Revenue Stream in a Debit Card Transaction (Fees Charged by Issuing Bank)
15. Competition Landscape in Saudi Arabia Debit Cards Market
15.1. Competition Scenario (Competition Stage, Challenges Faced, Company Position, Leading Debit Card Issuers and Leading Debit Card Operators)
15.2. Market Share of Major Debit Card Issuers By Number of Cards in Circulation
Number of Debit Cards in Circulation, 2013-2017
15.3. Market Share of Major Debit Card Issuer By Transaction Volume
Transaction volume By Issuer, 2013-2017
15.4. Market Share By Number of Cards in Circulation By Operator, 2013-2017
15.5. Market Share of Major Operator by Transaction Volume, 2013-2017
16. Saudi Arabia Debit Card Market Future Outlook and Projections, 2018- 2023
17. Major Bank Profiles in Saudi Cards and Payments Market (Overview, Business Strategies, Branches, Revenue, Cards in Circulation and Recent Developments)
17.1. National Commercial Bank (NCB)
17.2. Saudi British Bank (SABB)
17.3. Riyad Bank
17.4. Al Rajhi Bank
17.5. Arab National Bank
17.6. SAMBA Financial Group
18. American Express Profile KSA (Overview, Operations in Saudi Arabia, Sources of Revenue and Business Strategies)
19. Strengths and Weaknesses of Major Banks
19.1. Strengths and Weaknesses of Major Banks
20. Snapshot on Prepaid Cards in Saudi Arabia (Definition and Operating Model, Market Size, Growth Drivers and Future Prospects)
20.1. Prepaid Card Market Size on the Basis of Number of Cards in Circulation, Number of Transactions and Transaction Volume, 2013-2018
21. Snapshot on Charge Cards in Saudi Arabia (Definition and Operating Model, Market Size, Growth Drivers, Comparison with Credit Cards and Competitive Landscape)
21.1. Charge Card Market Size in Saudi Arabia on the Basis of Number of Cards in Circulation, Number of Transactions and Transaction Volume, 2013-2018
22. Anti Money Laundering Law
22.1. Anti Money Laundering Law in the Saudi Arabia (Introduction, List of Offences and Penalties)
23. Trends and Developments
24. Issues and Challenges
25. Analyst Recommendations
Disclaimer
Contact Us
List of Figure
Figure 1-2: Saudi Arabia Debit Card Market Structure, as of December 31st 2018
Figure 3-1: Flow Chart for Saudi Arabia Payments Landscape, 2018
Figure 4-1: Entities Involved in Transactions Processed Through SARIE
Figure 4-2: SARIE Market Size on the Basis of Number of Transactions in Million, 2012-2018
Figure 4-3: SARIE Market Size on the Basis of Transaction Volume in SAR Billion, 2012-2018
Figure 4-4: SARIE Market Size on the Basis of Average Transaction Value in Thousand SAR, 2012-2018
Figure 4-5: SARIE Market Segmentation by Type of Payments including Customer Payments, Interbank Payments and Others on the Basis of Number of Transactions in Percentage(%), 2012-2018
Figure 4-6: SARIE Market Segmentation by Type of Payments including Customer Payments, Interbank Payments and Others on the Basis of Transaction Volume in Percentage(%), 2012-2018
Figure 5-1: Value Chain of Paper Clearing Market in Saudi Arabia
Figure 5-2: Saudi Arabia Paper Clearing Market Size on the Basis of Number of Transactions in Million and Growth Rate in Percentage(%), 2012-2018
Figure 5-3: Saudi Arabia Paper Clearing Market Size on the Basis of Transaction Volume in SAR Billion and Growth Rate in Percentage(%), 2012-2018
Figure 5-4: Saudi Arabia Paper Clearing Market Segmentation by Type (Commercial & Personal Cheques and Interbank Cheques) on the Basis of Number of Transactions in Percentage (%), 2012-2018
Figure 5-5: Saudi Arabia Paper Clearing Market Segmentation by Type (Commercial & Personal Cheques and Interbank Cheques) on the Basis of Transaction Volume in Percentage (%), 2012-2018
Figure 6-1: Saudi Arabia Credit Card and Debit Card Market By Issuer Ecosystem
Figure 7-1: Operating Model of Saudi Arabia Payment Cards Market
Figure 7-2: Payment Card Transaction Flow Structure in Saudi Arabia Payment Cards Market
Figure 8-1: Saudi Arabia Credit Card Market Size on the Basis of Number of Credit Cards in Circulation in Million and Growth Rate in Percentage (%) 2013- 2018
Figure 8-2: Saudi Arabia Credit Card Market Size by Number of Transactions in Million and Growth Rate in Percentage (%) 2013-2018
Figure 8-3: Saudi Arabia Market Size by Credit Card Transaction Volume in SAR Billion and Growth Rate in Percentage (%), 2013-2018
Figure 8-4: Average Credit Card Transaction Size, 2013-2018
Figure 8-5: Credit Cards Model in Saudi Arabia
Figure 8-6: Saudi Arabia Credit Cards Market Segmentation by Type (Personal Credit Card and Commercial Credit Card) on the Basis of Number of Cards in Thousand, 2013-2018
Figure 8-7: Saudi Arabia Credit Cards Market Segmentation by Type (Personal Credit Card and Commercial Credit Card) on the Basis of Transaction Volume in SAR Billion, 2013-2018
Figure 9-1: Saudi Arabia Number of Personal Credit Cards in Circulation by Operators in Percentage, 2013-2017
Figure 9-2: Saudi Arabia Number of Commercial Credit Cards in Circulation by Operators in Percentage (%), 2013-2017
Figure 9-3: Saudi Arabia Personal Credit Card Market Share of Major Card Operators on the Basis of Transaction Volume in Percentage (%), 2013-2017
Figure 9-4: Saudi Arabia Commercial Credit Card Market Share of Major Card Operators on the Basis of Transaction Volume in Percentage (%), 2013-2017
Figure 13-1: Saudi Arabia Credit Card Market Size on the Basis of Number of Credit Cards in Circulation in Million and Growth Rate in Percentage (%) 2018- 2023E
Figure 13-2: Saudi Arabia Credit Card Market Size by Number of Transactions in Million and Growth Rate in Percentage (%) 2018-2023E
Figure 14-1: Saudi Arabia Debit Card Market Size on the Basis of Number of Debit Cards in Circulation in Million and Growth Rate in Percentage (%), as of 31st December 2013- 31st December 2018
Figure 14-2: Saudi Arabia Debit Card Market Size by Number of Transactions in Million and Growth Rate in Percentage (%) 2013-2018
Figure 14-3: Saudi Arabia Market Size by Debit Card Transaction Volume in SAR Billion and Growth Rate in Percentage (%), 2013-2018
Figure 14-4: Average Debit Card Transaction Size in SAR, 2013-2018
Figure 15-1: Saudi Arabia Debit Card Market Share of Major Card Operators on the Basis of Number of Debit Cards in Percentage (%), 2013-2017
Figure 15-2: Saudi Arabia Debit Card Market Share of Major Card Operators on the Basis of Transaction Volume in Percentage (%), 2013-2017
Figure 16-1: Saudi Arabia Debit Card Market Size on the Basis of Number of Debit Cards in Circulation in Million and Growth Rate in Percentage (%) 2018-2023E
Figure 16-2: Saudi Arabia Debit Card Market Size by Number of Transactions in Million and Growth Rate in Percentage (%) 2018-2023E
Figure 16-3: Saudi Arabia Market Size by Debit Card Transaction Volume in SAR Billion and Growth Rate in Percentage (%), 2018-2023E
Figure 20-1: Saudi Arabia Prepaid Card Market Size on the Basis of Number of Prepaid Cards in Circulation in Thousand and Growth Rate in Percentage (%) 2013- 2018
Figure 20-2: Saudi Arabia Prepaid Card Market Size by Number of Transactions in Million and Growth Rate in Percentage (%) 2013-2018
Figure 20-3: Saudi Arabia Market Size by Prepaid Card Transaction Volume in SAR Billion and Growth Rate in Percentage (%), 2013-2018
Figure 20-4: Average Prepaid Card Transaction Size, 2013-2018
Figure 21-1: Saudi Arabia Charge Card Market Size on the Basis of Number of Charge Cards in Circulation in Thousand and Growth Rate in Percentage (%) 2013- 2018
Figure 21-2: Saudi Arabia Charge Card Market Size by Number of Transactions in Million and Growth Rate in Percentage (%) 2013-2018
Figure 21-3: Saudi Arabia Market Size by Charge Card Transaction Volume in SAR Million and Growth Rate in Percentage (%), 2013-2018
Figure 21-4: Average Charge Card Transaction Size, 2013-2018
List of Table
Table 2-1: Correlation Matrix for Saudi Arabia Card Payments Market, 2018
Table 2-2: Regression Coefficients Output for Saudi Arabia Card Market
Table 3-1: Saudi Arabia Payments Landscape including Economic Overview, Middle East Comparison, Digitisation in Financial Industry, Oil Price Impact on Cards and Payments Market, SARIE, Paper Clearing, Card Payments and Cards and Payments Future
Table 4-1: Introduction to SARIE including Overview, Genesis, Key Features, Target Audience and Objectives
Table 4-2: Rationale and Description for SARIE Market on the Basis of Number of Transactions and Transaction Volume, 2012-2018
Table 4-3: Rational and Description for SARIE Market Segmentation by Type of Transactions including Customer Payments, Interbank Payments and Others, 2012-2018
Table 4-4: SARIE Market Segmentation by Type of Payments including Customer Payments, Interbank Payments and Others on the Basis of Number of Transactions in Million, 2012-2018
Table 4-5: SARIE Market Segmentation by Type of Payments including Customer Payments, Interbank Payments and Others on the Basis of Transaction Volume in SAR Billion, 2012-2018
Table 5-1: Rationale and Description for Paper Clearing Market in Saudi Arabia, 2012-2018
Table 5-2: Rationale and Description for Saudi Arabia Paper Clearing Market Size on the Basis of Number of Transactions and Transaction Volume, 2012-2018
Table 5-3: Rationale and Description for Saudi Arabia Paper Clearing Market Segmentation by Type (Commercial & Personal Cheques and Interbank Cheques), 2012-2018
Table 5-4: Saudi Arabia Paper Clearing Market Segmentation by Type (Commercial & Personal Cheques and Interbank Cheques) on the Basis of Number of Transactions in Thousand, 2012-2018
Table 5-5: Paper Clearing Market Segmentation by Type (Commercial & Personal Cheques and Interbank Cheques) on the Basis of Average Value in Transaction in SAR, 2012-2018
Table 5-6: Saudi Arabia Paper Clearing Market Segmentation by Region on the Basis of Transaction Volume in SAR Million and Number of Transactions in Thousand, 2018
Table 5-7: Number of Business Establishments in Saudi Arabia by Region, 2018
Table 7-1: Card Transaction Flow Structure in Saudi Arabia Payment Cards Market, 2018
Table 8-1: Rationale and Description for Credit Card Coverage in Saudi Arabia including Market Size (2013 -2018), Growth Factors, Challenges and Competing Parameters
Table 8-2: Description of Different Credit Card Categories in Saudi Arabia
Table 8-3: Parties Involved in a Credit Card Transaction
Table 8-4: Revenue Sources for a Credit Card Issuer (Issuing Bank)
Table 8-5: Revenue Sources for an Acquiring Bank
Table 8-6: Revenue Sources for a Payment Operator
Table 8-7: Revenue Streams and Requirements for American Express Credit Cards
Table 8-8: Rationale and Description for Credit Cards Market Segmentation by Type (Personal Credit Cards and Commercial Credit Cards) including Definition, Market Size (2013-2018), Major Players, Growth Drivers and Key Trends
Table 9-1: Competition Scenario in Saudi Credit Cards Market Including Competition Stage, Market Nature, Entry Barriers, Company Positioning and Competing Parameters, 2018
Table 9-2: Saudi Arabia Number of Personal Credit Cards in Circulation by Issuer in Thousand, as of 31st December 2013 - 31st December 2017
Table 9-3: Saudi Arabia Number of Personal Credit Cards in Circulation by Issuer in Percentage, as of 31st December 2013 - 31st December 2017
Table 9-4: Saudi Arabia Number of Commercial Credit Cards in Circulation by Issuer in Thousand, as of 31st December 2013 - 31st December 2017
Table 9-5: Saudi Arabia Number of Commercial Credit Cards in Circulation by Issuer in Percentage, as of 31st December 2013 - 31st December 2017
Table 9-6: Saudi Arabia Personal Credit Card Market Share of Major Card Issuers on the Basis of Transaction Volume in SAR Billion, 2013-2017
Table 9-7: Saudi Arabia Personal Credit Card Market Share of Major Card Issuers on the Basis of Transaction Volume in Percentage (%), 2013-2017
Table 9-8: Saudi Arabia Number of Personal Credit Cards in Circulation by Operators in Thousand, as of 31st December 2013 - 31st December 2017
Table 9-9: Saudi Arabia Number of Commercial Credit Cards in Circulation by Operators in Thousand, 2013-2017
Table 9-10: Saudi Arabia Personal Credit Card Market Share of Major Card Operators on the Basis of Transaction Volume in SAR Billion, 2013-2017
Table 9-11: Saudi Arabia Commercial Credit Card Market Share of Major Card Operators on the Basis of Transaction Volume in SAR Billion, 2013-2017
Table 10-1: Annual Fees for Credit Cards Offered by National Commercial Bank
Table 10-2: Cash Withdrawal Commission on Credit Cards Offered by National Commercial Bank
Table 10-3: Forex Markup on Credit Cards Offered by National Commercial Bank
Table 10-4: Credit Shield/Insurance Fees (i.e Hemyati and Hemayti plus) Applicable to Credit Cards
Table 10-5: Fees and Details for MasterCard World Elite Credit Card Offered by Riyad Bank
Table 10-6: Fees and Details for Visa Signature Credit Card Offered by Riyad Bank
Table 10-7: Fees and Details for MasterCard Titanium Credit Card Offered by Riyad Bank
Table 10-8: Fees and Details for Gold Credit Card Offered by Riyad Bank
Table 10-9: Fees and Details for Classic Credit Card Offered by Riyad Bank
Table 10-10: Fees and Details for MasterCard World Elite Credit Card Offered by Riyad Bank
Table 10-11: Fees and Details for Visa Platinum Credit Card Offered by Riyad Bank
Table 10-12: Fees and Details for MasterCard Titanium Credit Card Offered by Riyad Bank
Table 10-13: Fees and Details for Gold Credit Card Offered by Riyad Bank
Table 10-14: Fees and Details for Classic Credit Card Offered by Riyad Bank
Table 10-15: Fees and Details for Virtual Credit Card Offered by Riyad Bank
Table 10-16: Fees and Details for Charge-It Credit Card Offered by Riyad Bank
Table 10-17: Fees and Details for Classic Credit Cards Offered by Saudi Arabia British Bank (SABB)
Table 10-18: Fees and Details for Visa Credit Cards Offered by Saudi Arabia British Bank (SABB)
Table 10-19: Fees and Details for Titanium MasterCard Credit Cards Offered by Saudi Arabia British Bank (SABB)
Table 10-20: Fees and Details for Visa Platinum Credit Cards Offered by Saudi Arabia British Bank (SABB)
Table 10-21: Fees and Details for Advance Visa Credit Cards Offered by Saudi Arabia British Bank (SABB)
Table 10-22: Fees and Details for Emirates Credit Card Offered by Saudi Arabia British Bank (SABB)
Table 10-23: Fees and Details for Premium MasterCard Credit Cards Offered by Saudi Arabia British Bank (SABB)
Table 10-24: Fees and Details for Visa Classic and MasterCard Standard Credit Cards Offered by Saudi Arabia British Bank (SABB)
Table 10-25: Fees and Details for Almubarak Plus Credit Card Offered by Arab National Bank
Table 10-26: Fees and Details for ANB Ferrari Low Limit Credit Card Offered by Arab National Bank
Table 10-27: Fees and Details for ANB Conventional Credit Card Offered by Arab National Bank
Table 11-1: Terms and Conditions for Islamic Banking as per Shariah Law
Table 11-2: Cross Comparison between Islamic and Conventional Credit Cards
Table 12-1: Regulations for Issuing Credit Cards in Saudi Arabia
Table 12-2: Requirements for Credit Card Limits in Saudi Arabia
Table 12-3: Regulations for Advertising of Credit Cards
Table 13-1: Short-Run Market Statistics (2019E-2021E), Long-Run Market Statistics (2019E-2023E), Tailwind Reasons for Market Growth, Key Market Growth Catalyst and Future Growth Opportunities
Table 14-1: Rationale and Description for Saudi Arabia Debit Card Coverage including Market Size (2013-2018), Reasons for Market Growth, Competitive Advantage and Key Business Strategies
Table 14-2: Fees Charged by Issuing Bank
Table 15-1: Competition Scenario in Saudi Arabia Including Competition Stage, Challenges Faced, Company Position, Leading Debit Card Issuers and Leading Debit Card Operator, 2018
Table 15-2: Saudi Arabia Debit Card Market Share of Major Card Issuers on the Basis of Number of Debit Cards in Circulation in Thousand, 2013-2017
Table 15-3: Saudi Arabia Debit Card Market Share of Major Card Issuers on the Basis of Number of Debit Cards in Circulation in Percentage, 2013-2017
Table 15-4: Saudi Arabia Debit Card Market Share of Major Card Issuers on the Basis of Transaction Volume in SAR Billion, 2013- 2017
Table 15-5: Saudi Arabia Debit Card Market Share of Major Card Issuers on the Basis of Transaction Volume in Percentage (%), 2013- 2017
Table 15-6: Saudi Arabia Debit Card Market Share of Major Card Operators on the Basis of Number of Debit Cards in Thousand, 2013-2017
Table 15-7: Saudi Arabia Debit Card Market Share of Major Card Operators on the Basis of Transaction Volume in SAR Billion,2013-2017
Table 16-1: Saudi Arabia Debit Cards Future including Short-Run Market Statistics (2019E-2021E), Long-Run Market Statistics (2019E-2022E), Tailwind Reasons for Market Growth and Future Growth Opportunities
Table 17-1: Profile of National Commercial Bank, including Overview, Business Strategy, Branches, Revenue, Cards in Circulation and Recent Developments
Table 17-2: Profile of Saudi British Bank, including Overview, Business Strategy, Branches, Revenue, Cards in Circulation and Recent Developments
Table 17-3: Profile of Riyad Bank, including Overview, Business Strategy, Branches, Revenue, Cards in Circulation and Recent Developments
Table 17-4: Profile of Al Rajhi Bank, including Overview, Business Strategy, Branches, Revenue, Cards in Circulation and Recent Developments
Table 17-5: Profile of Arab National Bank, including Overview, Business Strategy, Branches, Revenue, Cards in Circulation and Recent Developments
Table 17-6: Profile of SAMBA Financial Service Including Overview, Business Strategy, Branches, Revenue, Cards in Circulation and Recent Developments
Table 18-1: Company Profile of American Express KSA including Overview, Operations in Saudi Arabia, Sources of Revenue and Business Strategy
Table 18-2: Credit Cards Offered by American Express including Type of Card, Minimum Salary and Annual Fee in SAR and Rate in Percentage
Table 18-3: Cards Offered by American Express including Types of Fees and Fees Amount
Table 19-1: Competitive Strengths and Weaknesses of Major Banks Present in Saudi Arabia Cards & Payments Market
Table 20 1: Rationale and Description for Saudi Arabia Prepaid Card Coverage including Definition and Operating Model, Market Size, Growth Drivers and Future Prospects
Table 20 2: Major Card Issuers Operating in Saudi Arabia Prepaid Card Market on the Basis of Number of Cards in Thousand, 2013-2017
Table 20 3: Saudi Arabia Prepaid Card Market Share of Major Card Operators on the Basis of Number of Cards in Thousand, 2013-2017
Table 20 4: Saudi Arabia Prepaid Credit Card Market Share of Major Card Issuers on the Basis of Transaction Volume in SAR Million, 2013-2017
Table 20 5: Saudi Arabia Prepaid Credit Card Market Share of Major Card Operators on the Basis of Transaction Volume in SAR Million, 2013-2017
Table 21-1: Rationale and Description for Saudi Arabia Charge Card Coverage including Definition and Operating Model, Market Size, Growth Drivers, Comparison with Credit Cards and Competitive Landscape
Table 21-2: Saudi Arabia Charge Card Market Share of Major Card Issuers on the Basis of Number of Cards in Thousand, 2013-2017
Table 21-3: Saudi Arabia Charge Card Market Share of Major Card Operators on the Basis of Number of Cards in Thousand, 2013-2017
Table 21-4: Saudi Arabia Charge Card Market Share of Major Card Issuers on the Basis of Transaction Volume in SAR Million, 2013-2017
Table 21-5: Saudi Arabia Charge Card Market Share of Major Card Operators on the Basis of Transaction Volume in SAR Million, 2013-2017
Table 22-1: Anti Money Laundering Law in Saudi Arabia including Introduction, List of Offences and Penalties
Table 23-1: Trends and Developments in Saudi Cards and Payments Market
Table 24-1: Issues and Challenges in the Saudi Arabia Cards and Payments Market
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